Getting started with your bank account
Sending and saving money has never been easier. Keep your money safe with online banking and the Sparkasse app. Enjoy excellent conditions, a wide variety of services and even expert advice at your Berliner Sparkasse.
You have any questions? We'll be happy to advise you in person, so book an appointment online or simply give us a call.
Documents needed to open your bank account
Additional documents for students:
Important information: Please note that the contract language is German. A consultation in your native language is not always possible. If required, you should bring someone along to translate.
Currently Berliner Sparkasse does not offer one of these accounts.
Basic Feature of your current account
For those who like to travel or shop online. With Berliner Sparkasse credit cards, this is simple and, above all, secure. Here you will find an overview of both variants.
Important note: In contrast to many other countries, Germany has two bank cards. These two cards have different functions and you should pay attention to which card you use where to avoid fees.
Online-Banking and Apps
Use online-banking and have full control over your bank account. No matter when and where, you always know what is going on, even on holidays. Safe and secure access from your PC, smartphone or tablet computer is assured.
Keep track of your finances when and wherever you need to. With many services and features.
Get the TAN that you need for your banking directly to your mobile phone.
Internet safety: All it takes to make your online banking as safe as possible and to protect your account from unauthorised access is staying on top of the latest safety alerts and following a few simple rules.
You want to move to Berlin and are toying with the idea of becoming a property owner instead of a tenant? We tell you what is important when buying a flat in Berlin!
People who want to live and work in Germany need certain types of insurance. This article will give you information about what insurance is compulsory and what you can take out optionally.
(debit credit card)
|Domestic cash withdrawals||Free of charge at all Sparkassen ATMs||Withdrawal fee of 2% of the amount withdrawn, min. €7.50|
|Cash withdrawal abroad||Withdrawal fee of 2% of the amount withdrawn, min. €7.50||Free cash withdrawal*|
For those who like to travel or shop online. With Berliner Sparkasse credit cards, this is simple and, above all, secure. Here you will find an overview of both variants:
|Visa Card Gold|
|Make cashless payents worldwide||X||X|
|Withdraw cash free of charge abroad*||X||X|
|Emergency card for loss within 24h||X||X|
|Additional protection on the Internet (Verified by Visa)||X||X|
|Contactless payment (Kontaktloses Bezahlen)||X||X|
|Internet buyer protection incl. legal advice over the phone||X||X|
|The option of a PIN of your choice||X||X|
|Credit interest on credit card accounts||X|
|Extensive insurance package (for the whole family)
- Travel cancellation insurance
- Health insurance for travel abroad
- Foreign car cover letter
|Assistance Service (24-hour emergency call service, travel interruption insurance)||X|
* ATM operators abroad may charge fees over which Berliner Sparkasse has no control.
Please refer to the Berliner Sparkasse's General Terms and Conditions (only in german language).
Please note: To order a credit card, a current account must be held with Berliner Sparkasse to be used as a billing account.