The real estate experts at Berliner Sparkasse can help you buy a property in Berlin.

Buying a flat in Berlin – This is how to get your own home!

You want to move to Berlin and are toying with the idea of becoming a property owner instead of a tenant? We tell you what is important when buying a flat in Berlin!

The Berlin real estate market

Berlin real estate is more in demand than ever throughout Europe. Berlin is a very popular city and, unlike in New York, London and Paris, real estate is still available at moderate sales prices. Due to the low interest rates for financing, it is still attractive to invest in your own property in the capital, even with the increasing purchase prices.

It doesn't matter whether you want to move into the flat yourself or rent it out. Either way, make sure that the flat is in a great location and in good condition. Home ownership is also always a good foundation for provision for old age if you acquire the property early enough and you’ve largely paid off the mortgage by the time you retire.  

Couple looking for suitable apartment in Berlin with a real estate agent.

Tip: Flats in particularly popular quarters such as Mitte, Prenzlauer Berg and Kreuzberg are extremely expensive. Focus on the location of your dream flat, but be flexible. There's always the chance of finding cheaper properties just a few streets away from your desired area. In quarters like Moabit or Neukölln, you can still find comparatively cheap real estate! You have the best chances of finding reasonably priced properties in Spandau, Reinickendorf, Marzahn-Hellersdorf and Tempelhof-Schöneberg.

Here, you can find a purchase price index for all 12 Berlin quarters.  

Getting started with your bank account

Sending and saving money has never been easier. Keep your money safe with online banking and the Sparkasse app. Enjoy excellent conditions, a wide variety of services and even expert advice at your Berliner Sparkasse.


BSK Immobilien GmbH – The Berlin experts

BSK Immobilien GmbH, Berliner Sparkasse’s real estate arm, is the local contact for anyone wishing to buy or sell real estate in Berlin.

BSK Immobilien GmbH brokers plots of land as well as residential and commercial property for personal use or as investments. Their portfolio also includes many new building projects.
A particular strength of BSK Immobilien GmbH is its local presence. The real estate experts are familiar with the market and have a keen sense for trends and which way the market in Berlin is headed. They offer numerous services before, during and after the purchase or sale of a property.

BSK Immobilien GmbH’s services at a glance

  1. Financing check: Together with the buyer, a reasonable and sustainable financing framework is determined.
  2. Property search and brokerage: The market experts at BSK Immobilien GmbH search for the perfect property in Berlin and the surrounding area. Current real estate offers can also be found here.
  3. Support during viewing appointments: Experts accompany interested parties to viewing appointments and advise on the fair market price.
  4. Financing and subsidies: The experts in the real estate centres compile a tailor-made financial plan for the property of your dreams. Available subsidies are also taken into account.
  5. Insurance and follow-up financing: Of course, the experts also advise you on insuring the property and provide timely advice on flexible follow-up financing.


Berliner Sparkasse provides support with real estate financing

Found your dream property, but missing the funds? Berliner Sparkasse offers financing at fair conditions. The interest rate on loans is still low, which is definitely a reason to be happy. Still, for most, buying a house or flat is a lifetime purchase. Your personal life and financial situation, along with the condition of the property, should therefore be taken into account. To ensure that there are no unpleasant surprises, Berliner Sparkasse provides advice right from the start and offers services that cover all facets of a property purchase. The result is a tailor-made offer with attractive conditions that also takes public subsidies into account.

Berliner Sparkasse real estate financing services at a glance

Real estate financing with Berliner Sparkasse:

  • Attractive conditions
  • High-quality advice
  • Fixed interest periods of up to 20 years
  • Options for unscheduled repayment
  • Forward loans offered up to 36 months before the fixed interest period expires
  • KfW development bank subsidies
  • Government-supported pension program (Wohn-Riester)
House facade in Berlin: behind it may be the perfect apartment for sale in Berlin.


Get in contact with us

To make an appointment fo a real estate consultation, please contact us.
We will be happy to advise you:

📞     030 869 869 20


Expats Magazine – Overview

Read more interesting articles here.

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Welcome to Berlin!

Getting started with your bank account and basic features.

Residence permit in Berlin

Living and working in the German capital.

Your first to-do in Berlin:

Opening a bank account

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